This Looks About Right

H/t Graeme MacKay

Corporate Recognition Of Climate Change

When the insurance industry starts worrying, we should all be very, very afraid.

Bill Adams, Insurance Bureau of Canada (IBC) vice-president of the Western and Pacific Region, says the rising costs of insurance claims leaves no doubt that climate change is largely responsible:

"It’s happening. The wake-up call is now. There has been a radical shift in the frequency, severity and nature of insurance claims that we’re seeing as an industry in Canada."

According to IBC, insurance payouts from extreme weather have more than doubled every five to 10 years since the 1980s [emphasis mine], and since 2010, claims have hovered between $1 billion and a historic $3 billion, compared with an average of $400 million per year from 1983 to 2008.

Our head-in-the-sand approach is clearly counterproductive:

"I don't think we are adapting to our new weather reality nearly as quickly as we need to," Adams insisted. "I think most Canadians are largely if not (completely) oblivious. Those who are paying attention are those who have either always been engaged and had an understanding of it, or people who have been affected."

And besides the existential peril climate change presents, higher insurance premiums are on the way:

While the Fort McMurray fire alone is not enough to raise insurance premiums, he explained, a rash of wildfires across the country certainly could. It could take anywhere from one to three years to establish a trend, and once a trend is established, the costs will likely rise.

They certainly did after the 2013 floods in southern Alberta, he said, where some insurance companies are reported to have raised their average home insurance premiums by up to 20 per cent.

The Bureau predicts that things are only going to get worse, much worse, over the coming decades, and suggests all homeowners take measures to protect their properties. These measures include installing back-flow valves, using fire-resistant shingles, making sure wall cracks are sealed, etc.

It is a somewhat sad commentary that only when climate disaster strikes do most people take climate change seriously. Long-term planning and vision, it would seem, have never been our species' strong suits.

In The Service Of Truth

There are many truths today that, thanks to the almost reflexive, visceral response of an often vitriolic social media, few dare to speak. Most recently, linking the terrible fires in Fort McMurray with climate change has been one of them. Is it insensitive and opportunistic to draw such a connection, or is it only stating the obvious?

In a recent column, Thomas Walkom did just that:

If the world’s leading climate scientists are correct, global warming raises the probability of extreme weather conditions occurring – from drought to ice storms to floods to the kind of unseasonably high temperatures experienced this spring in Fort McMurray.

To say that the inhabitants of Fort McMurray brought this disaster on themselves is dead wrong. But to say that climate change played a role is not.

The Fort McMurray wildfire is not just a freak accident. Neither was the 2013 ice storm that crippled much of Toronto.

True, these things can happen without global warming. But climate change dramatically increases the probability of their occurring.

So perhaps the politicians should get over their squeamishness and begin to ask the tough questions.

Fortunately, Toronto Star readers show no such squeamishness, as the following letters amply demonstrate:

I’ve been accused of being insensitive for talking about the climate irony of the Fort McMurray wildfire, which continues to dominate the news in Canada. Many people have argued that now is not the time to discuss global warming and climate change.

I insist that now is precisely the right time to make the link between epic wildfires and climate change. Once the fire is over it will be too late. People will move on with their lives and the Fort McMurray climate disaster will be remembered as just another freak of nature as were the 2013 floods in Calgary.

Experts believe that the Fort McMurray blaze could be the new norm for wildfires as global warming continues to heat up the planet causing earlier and longer fire seasons with more severe and destructive fires. A warming climate has extended the duration of fire seasons – now 78 days longer than in 1970 according to the U.S. Forest Service.

Fort McMurray exists because of the tar sands, which produce a carbon-intensive bitumen that is adding to the world’s carbon problem. We are all consumers of oil products. This means we are all responsible for this raging inferno that has produced 88,000 climate refugees.

The climate irony continues to build. Premier Rachel Notley is now calling for the fastest possible return to full oil production by oil companies that have temporarily suspended operations. The circle is complete.

Rolly Montpellier, Ottawa

Congratulations of the highest order are due to Thomas Walkom for this column. At last we have a prominent journalist acknowledging that climate change “played a role” in this disaster.

Why political leaders, Elizabeth May excepted, have failed to admit the link is best known to themselves, but one wonders if Justin Trudeau fears that pressure may be brought to bear on him to get on quickly with transitioning from fossil fuels to electricity. This would put him at odds with the “international community,” which has, against common sense, agreed to delay action on climate change until after 2020.

What we must, regrettably, bear in mind is that the Fort McMurray fire is not a unique incident. It is part of a chain of disasters, some past, with many more to come. It seems that we cannot reduce the global temperature.

Even if the entire world switched to sustainable electricity at once (impossible), the Earth would go on warming for two more decades, then remain at the elevated temperature for 1,000 years, according to the Australian Academy of Scientists.

That’s all the more reason for drastic action, right now!

Ken Ranney, Peterborough

This discussion also begs the question of whether tar sands oil production is causing the temperature in that region to soar so high in the spring. I bet native groups would have an interesting opinion on this.

Rather than spending billions to rebuild Fort McMurray, so tar sands oil production can start up again, perhaps the federal government should be investing that money in renewable energy, wind and solar power.

Max Moore, Toronto

The Saudis' Assurances Are Worth Nothing, As Trudeau Well Knows

The Trudeau government is adamant about seeing through the $15 billion sale of armoured vehicles to human rights' suppressor Saudi Arabia, trying to hide behind assurances given that they will not be used against its civilian population. That, of course, is absolute nonsense, a fiction intended to paper over the fact that our leaders are essentially saying that blood money is acceptable, as long as the price is right.

I hated it when the Harper government lied to us, but I hate it even more that our 'new' government is doing exactly the same thing. The Globe and Mail reports the following:

Footage analyzed by The Globe and Mail shows Saudi Arabia using armoured vehicles against minority Shia Muslim dissidents in the Mideast country’s Eastern Province, raising serious questions about Riyadh’s tendency to use these military goods against its own citizens.

Copies of the videos, which date from 2012 and 2015, were supplied by Saudi human-rights activists who want Canada to suspend shipments of combat vehicles to Riyadh in a $15-billion deal between Canada and the ruling House of Saud.

The Trudeau government in April approved export permits for the bulk of these vehicle shipments in what Ottawa calls the largest advanced manufacturing export contract in Canadian history. The vehicles, made in London, Ont., are expected to ship over four years, and will have machine guns and anti-tank cannons.

The combat vehicles in the videos are not Canadian-made, but they demonstrate the regime’s inclination to use such military assets against its own people in a region that is very difficult for Canada to monitor. It also casts doubt on the Liberal government’s assurances that the massive arms sale to Saudi Arabia presents no risks for the country’s civilians.

As Flies To Wanton Boys

As flies to wanton boys are we to th' gods.
They kill us for their sport.

King Lear, Act 4, Scene 1

In earlier times, we would have blamed the gods for their capricious acts of destruction. Today, we know better. We need only look in the mirror to see the truth.

Enemies Of The People

I hardly think that is too harsh a description of both those who park their money offshore to avoid taxes and those who facilitate such evasions. Indeed, an open letter signed by some of the world's leading economists makes the cost of such selfish and criminal behaviour eminently clear:

As the Panama Papers and other recent exposés have revealed, the secrecy provided by tax havens fuels corruption and undermines countries’ ability to collect their fair share of taxes. While all countries are hit by tax dodging, poor countries are proportionately the biggest losers, missing out on at least $170bn of taxes annually as a result.

... we are agreed that territories allowing assets to be hidden in shell companies or which encourage profits to be booked by companies that do no business there, are distorting the working of the global economy. By hiding illicit activities and allowing rich individuals and multinational corporations to operate by different rules, they also threaten the rule of law that is a vital ingredient for economic success.

To lift the veil of secrecy surrounding tax havens we need new global agreements on issues such as public country by country reporting, including for tax havens. Governments must also put their own houses in order by ensuring that all the territories, for which they are responsible, make publicly available information about the real “beneficial” owners of company and trusts.

The impact of such behaviour is felt everywhere, but never more than in developing countries:

... while estimates put the cost to Canadian tax coffers at between $6- and $7.8-billion per year, the effects on developing countries is far greater, said Haroon Akram-Lodhi an economist and professor of international development at Trent University.

“The amount of capital flight from sub-Saharan Africa is absolutely huge and it’s all going into these tax havens,” said Akram-Lodhi, one of the signatories of the letter. “This is reducing the ability to fight poverty on a global scale.”

Will governments merely go through the motions of doing something, and then go back to the old ways once the fierce glare of the public subsides? I don't know, but I am somewhat dubious of any substantive changes, since the rich and powerful are, well, rich and powerful.

Now that a searchable database is online, this interview with The Star's Marco Chown Oved sheds some light on what can be found there:



One hopes against hope that real change is in the offing.

We Are All Capuchin Monkeys

Or at least I suspect we will feel like the one on the left in the following video, once the Panama papers releases its database of tax cheats and avoiders this afternoon.