Corporate Recognition Of Climate Change

When the insurance industry starts worrying, we should all be very, very afraid.

Bill Adams, Insurance Bureau of Canada (IBC) vice-president of the Western and Pacific Region, says the rising costs of insurance claims leaves no doubt that climate change is largely responsible:

"It’s happening. The wake-up call is now. There has been a radical shift in the frequency, severity and nature of insurance claims that we’re seeing as an industry in Canada."

According to IBC, insurance payouts from extreme weather have more than doubled every five to 10 years since the 1980s [emphasis mine], and since 2010, claims have hovered between $1 billion and a historic $3 billion, compared with an average of $400 million per year from 1983 to 2008.

Our head-in-the-sand approach is clearly counterproductive:

"I don't think we are adapting to our new weather reality nearly as quickly as we need to," Adams insisted. "I think most Canadians are largely if not (completely) oblivious. Those who are paying attention are those who have either always been engaged and had an understanding of it, or people who have been affected."

And besides the existential peril climate change presents, higher insurance premiums are on the way:

While the Fort McMurray fire alone is not enough to raise insurance premiums, he explained, a rash of wildfires across the country certainly could. It could take anywhere from one to three years to establish a trend, and once a trend is established, the costs will likely rise.

They certainly did after the 2013 floods in southern Alberta, he said, where some insurance companies are reported to have raised their average home insurance premiums by up to 20 per cent.

The Bureau predicts that things are only going to get worse, much worse, over the coming decades, and suggests all homeowners take measures to protect their properties. These measures include installing back-flow valves, using fire-resistant shingles, making sure wall cracks are sealed, etc.

It is a somewhat sad commentary that only when climate disaster strikes do most people take climate change seriously. Long-term planning and vision, it would seem, have never been our species' strong suits.

In The Service Of Truth

There are many truths today that, thanks to the almost reflexive, visceral response of an often vitriolic social media, few dare to speak. Most recently, linking the terrible fires in Fort McMurray with climate change has been one of them. Is it insensitive and opportunistic to draw such a connection, or is it only stating the obvious?

In a recent column, Thomas Walkom did just that:

If the world’s leading climate scientists are correct, global warming raises the probability of extreme weather conditions occurring – from drought to ice storms to floods to the kind of unseasonably high temperatures experienced this spring in Fort McMurray.

To say that the inhabitants of Fort McMurray brought this disaster on themselves is dead wrong. But to say that climate change played a role is not.

The Fort McMurray wildfire is not just a freak accident. Neither was the 2013 ice storm that crippled much of Toronto.

True, these things can happen without global warming. But climate change dramatically increases the probability of their occurring.

So perhaps the politicians should get over their squeamishness and begin to ask the tough questions.

Fortunately, Toronto Star readers show no such squeamishness, as the following letters amply demonstrate:

I’ve been accused of being insensitive for talking about the climate irony of the Fort McMurray wildfire, which continues to dominate the news in Canada. Many people have argued that now is not the time to discuss global warming and climate change.

I insist that now is precisely the right time to make the link between epic wildfires and climate change. Once the fire is over it will be too late. People will move on with their lives and the Fort McMurray climate disaster will be remembered as just another freak of nature as were the 2013 floods in Calgary.

Experts believe that the Fort McMurray blaze could be the new norm for wildfires as global warming continues to heat up the planet causing earlier and longer fire seasons with more severe and destructive fires. A warming climate has extended the duration of fire seasons – now 78 days longer than in 1970 according to the U.S. Forest Service.

Fort McMurray exists because of the tar sands, which produce a carbon-intensive bitumen that is adding to the world’s carbon problem. We are all consumers of oil products. This means we are all responsible for this raging inferno that has produced 88,000 climate refugees.

The climate irony continues to build. Premier Rachel Notley is now calling for the fastest possible return to full oil production by oil companies that have temporarily suspended operations. The circle is complete.

Rolly Montpellier, Ottawa

Congratulations of the highest order are due to Thomas Walkom for this column. At last we have a prominent journalist acknowledging that climate change “played a role” in this disaster.

Why political leaders, Elizabeth May excepted, have failed to admit the link is best known to themselves, but one wonders if Justin Trudeau fears that pressure may be brought to bear on him to get on quickly with transitioning from fossil fuels to electricity. This would put him at odds with the “international community,” which has, against common sense, agreed to delay action on climate change until after 2020.

What we must, regrettably, bear in mind is that the Fort McMurray fire is not a unique incident. It is part of a chain of disasters, some past, with many more to come. It seems that we cannot reduce the global temperature.

Even if the entire world switched to sustainable electricity at once (impossible), the Earth would go on warming for two more decades, then remain at the elevated temperature for 1,000 years, according to the Australian Academy of Scientists.

That’s all the more reason for drastic action, right now!

Ken Ranney, Peterborough

This discussion also begs the question of whether tar sands oil production is causing the temperature in that region to soar so high in the spring. I bet native groups would have an interesting opinion on this.

Rather than spending billions to rebuild Fort McMurray, so tar sands oil production can start up again, perhaps the federal government should be investing that money in renewable energy, wind and solar power.

Max Moore, Toronto

Elizabeth May Goes Where Trudeau Fears To Tread

Some would say that to link the terrible losses in Fort McMurray to climate change is insensitive and political. Of course, they would be wrong, since climate change is not an ideological issue, however much the deniers try to frame it. It is a fact.

While Justin Trudeau calls making such a link unhelpful, (not to mention politically costly), Elizabeth May refuses to tow the tread the safe and narrow path.

Prompted by questions from reporters at a news conference, May said that scientists cannot link specific events to climate change, but noted that the disaster was following a pattern.

“The fact that the forest fire season has arrived so early in northern Alberta is very likely a climate event - very likely related to extreme high temperatures and very low humidity, very low precipitation and it is, as we saw in the quote from one of the firefighters - it’s a firestorm,” she said. “It jumped a highway, it jumped a river. It’s a devastating tragedy right now and I think our focus is always on the right now: to think for the firefighters, for first responders, for people who are losing their homes. It’s a disaster. But it’s a disaster that is very related to the global climate crisis.”

Predictably, there is hell to pay for such candour, as her comments provoked

a vicious backlash after they were reported on social media websites from critics who accused her of exploiting the tragedy to advance a political agenda.

But truth is truth, as

... her comments were consistent with assessments from climate scientists that have predicted increasing extreme weather events linked to rising heat-trapping gases in the atmosphere from the burning of fossil fuels.

The Trudeau government was also advised by bureaucrats when it was sworn in last November that wildfires were getting worse. The bureaucrats at Natural Resources Canada told its new minister, Jim Carr, that governments across the country hadn't provided enough funding to help communities prepare for the worst.

One hopes that the disaster in Fort McMurray is soon brought under control. Unfortunately, the larger crisis confronting all of us continues unabated.